Financing & Payment Options
Buy Now and Pay Over Time
Financing for Mattresses, Massage Chairs & More
The Mattress Clinic offers several financing and lease-to-own payment options for qualifying mattresses, adjustable bases, massage chairs, and other showroom purchases.
Each provider has its own approval requirements, payment structure, promotional terms, and application process. Compare the available options below to find the program that best fits the purchase you are considering.
Compare Financing & Payment Options
Flexible Payment Options Made Easy
Get the products you love today and pay over time with Synchrony Financing. Enjoy many options of "Deferred Interest" 6-24 months or "No Interest" ranging from 36-72 months on qualifying purchases. All which can be managed by many options including an easy-to-use Synchrony APP with autopay features.
- Autopay Option – Synchrony Autopay takes the hassle out of managing your bills.
- 6-24 Months – Ideal for quicker payoffs with easy monthly payments.
- 36-72 Months – Best for large purchases where you want the lowest monthly payment possible.
Fast, Flexible, and Hassle-Free
- No Credit Needed: Approvals are based on your income, not your credit score.
- Fast & Easy Application: Apply online or in-store and get a decision in seconds.
- High Approval Rates: Designed to help more customers qualify.
- Flexible Payment Options: Choose weekly, bi-weekly, or monthly payments that fit your budget.
- Early Ownership Option: Pay off your balance early and save on fees.
- Transparent Terms: No hidden costs — everything is clearly outlined upfront.
Fortiva Retail Credit
- Fortiva Retail Credit is a revolving line of credit financing program offered by The Bank of Missouri.
- We know that times can be hard and not everyone has perfect credit. Our solution helps those who have excellent, fair and even not so great, credit history.
- We do it all with a fast, easy and INSTANT decision!
Shop Now, Pay Later with Acima
- No credit needed for approval
- Fast and easy online application
- Flexible payment options to fit your budget
- Own your items in as little as 12 months
Buy What You Love with Koalafi
- Get approved with no credit needed
- Quick and simple online application
- Flexible lease-to-own payment plans
- Build credit while you pay over time
Get It Today with Okinus Financing
- No credit needed for approval
- Fast and easy application process
- Affordable lease-to-own payment options
- Enjoy your purchase while you pay over time